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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$120,000
|
$360,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$5,000
|
$5,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$10.20
$10.50
$11.10
$11.70
$12.30
$12.90
$13.50
$14.10
$15.00
$15.60
$16.20
$17.10
$17.70
$18.60
$19.20
$20.10
$21.00
$22.50
$24.00
$25.80
$27.90
$30.00
$31.80
$33.60
$36.00
$38.40
$40.80
$44.10
$47.40
$51.60
$56.10
$61.20
$66.00
$71.10
$78.60
$84.30
$93.60
$101.40
$109.50
$119.10
$130.50
$144.90
$160.20
$177.30
$200.40
$224.10
$252.30
$279.00
$309.00
$339.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$120,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$5,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$17.00
$17.50
$18.50
$19.50
$20.50
$21.50
$22.50
$23.50
$25.00
$26.00
$27.00
$28.50
$29.50
$31.00
$32.00
$33.50
$35.00
$37.50
$40.00
$43.00
$46.50
$50.00
$53.00
$56.00
$60.00
$64.00
$68.00
$73.50
$79.00
$86.00
$93.50
$102.00
$110.00
$118.50
$131.00
$140.50
$156.00
$169.00
$182.50
$198.50
$217.50
$241.50
$267.00
$295.50
$334.00
$373.50
$420.50
$465.00
$515.00
$566.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$360,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$5,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$26.00
$27.00
$28.00
$29.50
$31.00
$32.50
$34.00
$35.50
$37.50
$39.50
$41.50
$43.00
$44.50
$46.50
$48.50
$50.50
$52.50
$54.50
$58.00
$62.00
$66.50
$72.00
$77.50
$82.50
$87.50
$94.00
$100.00
$106.50
$115.00
$124.50
$135.00
$147.50
$160.50
$173.00
$186.00
$205.50
$220.00
$244.00
$264.00
$285.50
$309.50
$340.00
$377.00
$416.00
$460.00
$519.00
$580.50
$653.00
$721.50
$798.00
$878.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov